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Having test driven a Zoe and confirming with Renault Leicester that the battery must be insured as well as the car itself I thought I’d start with ZE specific Renault Insurance (0800 5003108).
Having gone through all the questions on the phone I pointed out that I needed to ensure the battery was covered, to which the guy needed to check with his supervisor. The response was if the value of the car was the cost before the EV grant (£19k+ on the Intens) the battery was covered. In my case 21 yrs protected no claims and additional driver £701!!!
Looking online at screen scrapers very few list a Zoe yet but comparethemarket.com did. Having tried this I get a quote of £221 from Admiral but as it is online I would need to confirm the battery cover.
I thought this may help others or maybe prompt others to comment on their experience so far.
This is just another nail in the coffin of the Zoe if this is the case, why would we have to pay for more insurance, it should be covered with the lease, and it falls in to the hands of the money grabbing insurers who will love this.
Yet another area where the information coming out of Renault seems to be conflicting. I was recently told by Renault that the battery is insured under the lease scheme (ie a part of the £70 per month payment is covering the battery for defect or accidental damage). I have recently just changed insurance companies based on planning ahead for how much it will cost with Zoe. As Appmacguy pointed out, not that many sites are listing Zoe yet but for me at least QuoteMeHappy.com worked out best.
I agree AndyW it would be good to have a definitive answer.
I’m going on what I was told at Renault Leicester and I am finding information from Renault at times confusing or scarce. One of my worries is moving brand from BMW (mini) who I have used for the last 11 years and rate the customer care to the unknown of Renault.
It’s great that you’re considering a Zoe – but it sounds like an i3 should also be on your shortlist?
Oh an i3 would be if I had £35,000 (est) to spend on a car.
AnonymousThe idea of insuring the battery separately seems like madness to me. I’ve never paid house insurance on a house I’ve rented, so why would I pay insurance on a battery that does not belong to me?
Clear guidance would be helpful, but has any reliable source said that separate battery insurance is required, or is this an assumption?
AnonymousI’ve pinged an email to both my dealer and RCI to see what there’s any official guidance.
I was disappointed PlugInsure’s web form is not available currently, which is not an encouraging sign. They’d previously quoted the missus and I for about £400, which isn’t bad given I got my licence last year.
Going through CompareTheMarket my best quote for the pair of us is Admiral at around £560.
Car insurance is mad though – fully comp was much cheaper, and premiums are cheaper if I leave the car on the drive instead of in a garage!
AnonymousBugger. Taken from the battery lease T&C document shared by AppMacGuy elsewhere on this forum:
You are responsible for arranging insurance for the Battery from the time of delivery. Insurance cover must be effected with
the same reputable insurer through whom you insure the vehicle and under the same fully comprehensive policy that you insure the
vehicle so that the battery is covered with the same level of cover. You must keep the Battery so insured throughout the currency of this
Hire Agreement or otherwise whilst the Battery is in your possession or under your control. This applies whether the Battery is in the
United Kingdom or abroad. The insurance must cover the Insured value of the Battery (as defined in clause 19). You will be responsible
for any uninsured losses.
AnonymousI don’t know how everyone else feels about this, but I’m pretty annoyed. I’ve no idea if there’s anything that can be done about this save for complaining vociferously to Renault.
How the hell do we even go about securing insurance for a battery? I can’t imagine the processes of any regular car insurer will have taken this into account. How do we value the battery given that Renault haven’t told us how much it will cost? How much more expensive will our premiums be as a result? Why am I paying £70 a month to cover the damned battery if insurance isn’t included?
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